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Your Medicare coverage choices
There are 2 main ways to get your Medicare coverage— Original Medicare(Part A and Part B) or a Medicare Advantage Plan (Part C). Use these steps to help you decide which way to get your coverage:
Step 1: Decide if you want Original Medicare or a Medicare Advantage Plan
Step 2: Decide if you want prescription drug coverage (Part D)
Step 3: Decide if you want supplemental coverage (Original Medicare only)
You may want to get coverage that fills gaps in Original Medicare coverage. You can choose to buy a Medicare Supplement Insurance (Medigap) policy from a private company.
- Costs vary by policy and company.
- Employers/unions may offer similar coverage.
Options
Questions before Selecting a Plan:
1. Am I in good general health?
2. Is my age a factor to consider?
3. Am I overweight?
4. Do I exercise regularly?
5. Do I have an annual doctor visit?
6. Do I have regular lab tests done?
7. Do I smoke?
8. Do I drink Alcohol?
9. Do I have High Blood Pressure?
10. Do I have Diabetes?
11. Do I have C.O.P D.?
12. High Cholesterol?
13. Will I need an MRI, Cat Scan or X-Ray soon?
14. Is a stay in the Hospital a possibility?
15. Any Elective Surgery planned?
You may think of other factors to consider.